Residency by Investment Countries & Programs List in 2026

Discover the best residency-by-investment programs worldwide.

€50,000 Minimum Investment
6-18 Months Processing Times
Residency Rights Key Benefit

What is a Golden Visa?

Golden Visa programs are designed to give residency-by-investment for investors and their family members. Beyond residency rights, they enable high-net-worth individuals to strategically curate a global portfolio of assets, mobility, and lifestyle options.

In an era of growing social, political, and economic uncertainty, Golden Visas serve as a powerful “Plan B,” combining wealth preservation, international diversification, and long-term security.

Key Benefits of Residency by Investment Programs

Accordingly, the most popular Golden Visa countries include Portugal, Greece, Italy, Malta, and Latvia. These programs emerge as a strategic EU residency by investment option as they provide:

Family inclusion

Global mobility across the Schengen Area

Ability to live, study, and work in the host country

Access to healthcare and education services

Potential path for permanent residency or citizenship

Additional tax benefits

Who is Eligible to Apply for Residency by Investment Programs?

To qualify for a Golden Visa program, you may require:

Being a non-EU / EEA / Swiss national

Being at least 18 years old

Holding a clean criminal record from your home country

Making a qualifying investment

Showing a reliable source of funds or assets

Golden Visa Countries

Top 10 European Golden Visa Countries

st kitts & nevis citizenship
Minimum Investment €500,000
Time for Residency 12–18 Months
Key Benefit Path for PR & Citizenship

1. Portugal Golden Visa

Launched in 2012, the Portugal Golden Visa, also known as the Portugal Investment Visa, remains a top residency-by-investment program in Europe for 2026. Following the removal of real estate options, it now provides a 5-year residency in exchange for a minimum investment of €500,000 in a qualifying fund or a €250,000 (€200,000 in low-density areas) cultural donation.

Once obtained, the residence permit can be renewed as long as you maintain your investment and comply with the 7-day-per-year residency requirement. Foreign investors can apply for permanent residence after 5 years without needing to retain their investment. Notably, the path to citizenship is now more efficient, as the 5-year eligibility clock starts ticking from the date your initial application is submitted.

Minimum Investment €250,000
Time for Residency 6–9 Months
Key Benefit Real Estate Investment

2. Greece Golden Visa

Among the other Golden Visa countries, Greece stands out as one of the few European countries that still offer EU residency by real estate investment. Under this, the Greek Golden Visa allows investors to obtain Greek residency by purchasing real estate valued at at least €250,000 and includes their family members, such as their spouse and unmarried children up to 21, and parents. The other real estate investment thresholds include €400,000 and €800,000 for qualifying projects.

Minimum Investment €250,000
Time for Residency 3-6 Months
Key Benefit Flat Tax Regime

3. Italy Golden Visa

The Italy Golden Visa or Investor Visa for Italy is another residency-by-investment program favored by many for investment and lifestyle perks. It is most preferred by those seeking lifestyle appeal and considering relocation.

The minimum investment amounts for the Italy Golden Visa are €250,000 for an innovative start-up and €500,000 for an Italian limited company. Once granted, the visa initially provides a 2-year residence permit, which can be extended for an additional 3 years, offering a steady path toward permanent residency and citizenship.

Minimum Investment €50,000
Time for Residency 3-6 Months
Key Benefit Affordability

4. Latvia Golden Visa

Introduced in 2010, the Latvia Golden Visa is recognized as one of the most affordable residency-by-investment programs in Europe. With a minimum investment starting at €50,000 in a Latvian company, it provides a cost-effective entry point for non-EU nationals seeking EU residency and visa-free travel across the Schengen Area.

Minimum Investment €169,000
Time for Residency 6-12 Months
Key Benefit Permanent Residence

5. Malta Residency by Investment

The Malta Permanent Residence Programme (MPRP) was established under the Maltese Immigration Act. It offers investors a pathway to permanent residency for life through a combination of real estate and government contributions.

Applicants must either purchase property valued at at least €375,000 or rent a property for at least €14,000 per year (totaling €70,000 for 5 years), together with a €37,000 government contribution, €60,000 in administrative fees, and a €2,000 charitable donation.

Minimum Investment €250,000
Time for Residency 4-6 Months
Key Benefit 10 Years Residency

6. Hungary Golden Visa

The Hungary Golden Visa, also known as the Hungarian Guest Investor Program (GIP), offers a residency-by-investment pathway through either a €250,000 investment in an eligible fund or a €1,000,000 non-refundable donation to a public trust. Once granted, the residence permit is valid for 10 years and can be renewed for an additional 10 years, provided the qualifying investment is maintained.

Minimum Investment €512,000
Time for Residency 3-6 Months
Key Benefit Permanent residency

7. Bulgaria Golden Visa

Located in the Schengen region, Bulgaria launched its Golden Visa in 2023. What sets Bulgaria’s Golden Visa program apart from other European Golden Visa programs is that it grants direct permanent residency upon investment of €512,000 in AIF or EFT funds in Bulgaria.

In other words, it is a permanent-residency-by-investment program that issues successful applicants a permanent residency card in advance.

Minimum Investment €500,000
Time for Residency 4-8 Months
Key Benefit EU Residency

8. Cyprus Golden Visa

The Cyprus residency-by-investment program requires a minimum investment of €300,000 in real estate, a business, or an approved fund. Cyprus Golden Visa offers applicants EU residency, with benefits such as family inclusion, favorable tax incentives, and no minimum stay requirements.

Residency is granted for life, provided the holder visits Cyprus at least once every two years to maintain their status. Cypriot citizenship may be obtained after eight years of legal residence, subject to demonstrating a basic understanding of the country’s language, history, and culture.

Minimum Investment CHF 200,000
Time for Residency 4-8 Months
Key Benefit Schengen Access

9. Swiss Golden Visa

The Swiss Golden Visa, also known as residency by investment in Switzerland, allows non-EU investors to obtain Swiss residence. Foreign investors make a significant financial contribution, either through a lump-sum tax agreement (typically ranging from CHF 200,000 to CHF 600,000 per year, depending on the canton) or by investing substantially in a Swiss business.

Minimum Investment €500,000
Time for Residency 4-8 Months
Key Benefit EU Residency

10. Luxembourg Golden Visa

The Luxembourg Golden Visa program offers non-EU investors several paths to obtain a Luxembourg residence permit by making a substantial economic contribution to the country. Eligible applicants can choose from multiple investment options:

  • Investing at least €500,000 in an existing Luxembourg company (maintained for five years)
  • A new company that creates jobs, contributing €3 million to a management or investment structure,
  • Placing €20 million on deposit with a Luxembourg financial institution, also held for at least five years.

Once approved, investors and their families gain residence rights, visa-free travel within the Schengen Area, and access to Luxembourg’s strong economy and financial services.

Other Residency by Investment Programs

Minimum Investment €100,000 for Forestry Project
Time for Residency 1–3 Months
Key Benefit Permanent Residency

11. Panama Residency by Investment

The Panama Residency by Investment program allows investors to obtain legal residency through qualifying real estate investments or fixed-term bank deposits. Once approved, investors receive a temporary residency permit that can lead to permanent residency, provided the investment is maintained.

Minimum Investment AED 750,000
Time for Residency 3–6 Months
Key Benefit Tax Efficiency

12. UAE Golden Visa

The UAE Golden Visa program grants long-term residency to investors through qualifying real estate or business investments. Successful applicants receive a 5 or 10-year renewable residency visa without the need for a local sponsor, as long as the investment criteria continue to be met.

Minimum Investment $800,000
Time for Residency 9–12 Months
Key Benefit Live and work in the US

13. US – EB-5 Visa

The US EB-5 Immigrant Investor Program provides investors and their families with permanent residency through an approved investment that creates jobs in the United States. By meeting the minimum investment and employment requirements, they can obtain a conditional Green Card, which becomes permanent once program requirements are met.

Minimum Investment NZD $5 million
Time for Residency 6–12 Months
Key Benefit Tax Efficiency

14. New Zealand Golden Visa

The New Zealand Golden Visa program enables high-net-worth individuals to gain residency by making approved investments in the country. Investors are granted residency status upon maintaining their investment for the required period. It provides a route for long-term settlement in a stable, well-regulated economy.

Minimum Investment CAD 1.2 Million (QIIP)
Time for Residency 12-18 Months
Key Benefit Path for Permanent Residency

15. Canada Residency by Investment

Canada offers two options for residency-by-investment: The Canada Start-Up Visa and the Quebec Investor Immigration Program. The Canada Start-Up Visa is designed for entrepreneurs who wish to establish a business in Canada. As of December 19, 2025, the program is no longer accepting applications. However, investors can still go for the Quebec Investor Immigration Program. This scheme allows investors and entrepreneurs get a work permit and apply for permanent residency after one year.

Investment Comparison Tool - GGV Style

Residency-by-Investment Program Comparison Tool

Compare residency and citizenship by investment requirements globally.

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How to Apply for a Golden Visa in 2026?

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Book a free consultation today and take the first step toward your Golden Visa.

Investment Eligibility Assessment

Evaluate your profile against global Residency-by-Investment requirements for 2026.

Step 1 of 4
Strategic Planning / 01

What is your planned capital allocation for the investment?

Asset Preference / 02

Which asset class aligns best with your portfolio strategy?

Beneficiary Profile / 03

Who is to be included in the application?

Timeline / 04

What is your intended timeline for capital deployment?

Assessment Complete

Based on your criteria, you may be eligible for:

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FAQs on Residency-by-Investment Programs

Residency by investment grants you the right to live in a country and sometimes travel within the region, but it does not automatically make you a citizen. You can obtain citizenship only after meeting specific conditions, such as time spent in the country or additional requirements. On the other hand, citizenship-by-investment grants direct citizenship through investment. 
A residence permit and permanent residency are two distinct legal statuses available as foreigners in a country. A resident permit affirms a foreigner’s right to dwell in the country and grants greater privileges than a visa. It includes the ability to acquire real estate, conduct business, study, use medical facilities, and travel to Schengen countries without a visa. Permanent residency permits for extended or unlimited stays. They offer greater stability and security but fewer rights than temporary residency.
You can apply for permanent residency in countries such as Panama, Cyprus, Bulgaria, and Malta. These programs allow investors and their families to live in the country long-term in exchange for a qualifying investment.
Europe offers several residency-by-investment programs, including those in Portugal, Greece, Cyprus, Malta, Italy, Latvia, and Hungary. Each program has different investment requirements and benefits, so it’s important to compare options based on your goals.
The most affordable residency-by-investment programs are typically found in Europe and Latin America, where minimum investments can start from around €50,000 to €250,000, depending on the country and investment type. Examples include Latvia, Greece, and Hungary, but costs may vary based on program rules and additional fees.
It varies by program and country, but processing times typically range from 6 to 18 months, depending on the application's complexity and any additional document requests.
In Portugal, investors can obtain a residency visa if they meet certain criteria, such as donating at least 200,000 euros into a cultural project or investing 500,000 euros in an eligible fund.
Third-country nationals can obtain residency in Malta through a minimum investment of €169,000.
A Golden Visa program aims to encourage applicants to contribute to a country’s economy in exchange for residency or citizenship by providing perks such as residency, education, healthcare, tax breaks, and investment incentives.
First, identify your primary goal for a residency-by-investment program, then determine your investment budget. You should also consider processing timelines, physical stay requirements, family eligibility, tax implications, quality of life, global mobility, and long-term benefits. These will help you choose a program that aligns with your personal and financial objectives.
The reasons to apply for a golden visa might include making a business investment or obtaining residency in another country. The Golden Visa program is a popular residency-by-investment program that grants permanent residency to individuals who make significant business investments in the host country. Obtaining residency in a foreign country often involves substantial capital investment, such as purchasing real estate or investing in local businesses. 
There are standard steps and requirements for applying to a residency-by-investment program. These include passing due diligence checks, providing a no-criminal-record certificate, showing proof of funds, or making a real estate investment, depending on each program’s investment route.